Insurance fraud is defined as acting with the goal to damage, mislead, or deceive an insurer under Florida and federal laws even if unintentional. Insurance fraud is a common crime committed in Palm Beach County and Broward County, FL, and can be charged as a felony or a misdemeanor, based on the circumstances of the incident and the amount of intended or actual damages to the insurer. If you or a loved one have been arrested or are being investigated for insurance fraud, call The Law Offices of Matthew Konecky as soon as possible. You will require the services of an insurance fraud attorney to advocate for you and safeguard your interests throughout all court sessions.
Insurance fraud is classified into two types according to the Legal Information Institute at Cornell University Law School:
- Soft fraud is the falsification of information on a claim or an insurance application.
- Hard fraud is less common, and it includes destroying property on purpose in order to collect on an insurance policy.
Insurance fraud can be committed with any form of insurance and most commonly with:
- Auto insurance
- Homeowner's Insurance
- Life insurance
- Medicaid/Medicare insurance
- Other insurance
Common Insurance Fraud Crimes in Florida
Simply having a lapse in insurance can be classified as insurance fraud in Florida. Some people, for example, may try to avoid a lapse by lying about when an accident occurred. They will claim that the accident happened when they were insured. If they are discovered, they have committed the serious crime of insurance fraud, which can result in jail time and serious fines. Some of the most common insurance fraud cases we handle in our Palm Beach County and Broward County office are:
- False or fraudulent insurance claims
- Insurance document falsification
- Misrepresenting a policy's terms
- Setting fire to a car or property in order to collect insurance
- Creating a fake vehicle accident in order to file an insurance claim
- Reporting a car as stolen to collect insurance
- Falsifying a workers' compensation claim
- Fraudulent fire and hazard claim
- Misrepresenting the true worth of property in a property damage claim
How to Clear Your Name of An Insurance Fraud Crime in Palm Beach County
The most crucial thing for you to understand is that you must safeguard your rights even before the prosecution accuses you. It is usual procedure to conduct an investigation before pressing criminal charges for insurance fraud. Before speaking with anybody who approaches you to solicit an informal interview regarding your insurance claim, you should consult with an experienced insurance fraud attorney in Palm Beach County as soon as possible.
If you or a loved one is being investigated or charged with insurance fraud, you should hire an experienced white collar criminal defense attorney as quickly as possible to represent you and preserve your rights. We understand the complex investigation tactics utilized by federal authorities to indict and prosecute white collar criminals. To protect your rights, contact us or call us at (561) 671-5995 so we can review your case immediately!